Retirement Accounts - BPAS University

Saving for a financially secure future? Learn more about your workplace retirement plan, pension plans and Individual Retirement Accounts (IRAs) here!

Workplace Retirement Plans: 401(k), 403(b) and more

Jar filled with coins labeled "Retirement" on a bright yellow tag, with the text "WHAT IS A WORKPLACE RETIREMENT PLAN?" below. — Workplace Retirement Plan Explained

Benefits Of A Workplace Retirement Plan

The Importance Of Saving Early

Retirement Plan Myths

Increasing contributions

Piggy bank next to stacked gold coins with a chalk drawing of stairs and a flag. Text reads "AUTOMATIC CONTRIBUTION INCREASES." — Automatic Contribution Increases

Hand placing a dollar bill into a white piggy bank, with coins and paperwork on a wooden table. Text reads "PRE-TAX CONTRIBUTIONS". — Pre-Tax Contributions Explained

Roth Contributions Savings

Two runners, a man in a blue tank top and shorts and a woman in a turquoise top, jog across a bridge. Text reads "CATCH-UP CONTRIBUTIONS" and "BPAS U." — Catch-Up Contributions Running

Close-up of a magnifying glass over a hundred-dollar bill, focusing on Benjamin Franklin's face. Text reads: "A CLOSER LOOK AT VESTING." — A Closer Look At Vesting

Piggy bank wearing green sunglasses on a sandy beach, with blue skies and ocean in the background. Text: "RETIREMENT PLAN DISTRIBUTIONS." — Piggy Bank at the Beach

Required Minimum Distributions

Required Minimum Distributions Overview

Designating Beneficiaries Guide

Hands typing on a laptop with the text "AUTOMATIC ENROLLMENT" and gear icons overlayed, against a window background. — Automatic Enrollment Process

Workplace Retirement Plan Calculators

Retirement Contribution Effects on Your Paycheck

403(b)/457/401(k) Savings

401(k) Spend It or Save It

Retirement Account Contribution Accelerator

Should you Borrow From a 401(k) or 403(b)?

Roth 401(k) vs. Traditional 401(k)

Defined Benefit and Cash Balance Plans

Pink piggy bank labeled "Pension" with a $10 bill sticking out, next to an alarm clock and glasses, on a wooden surface. — Defined Benefit Plans

Cash Balance Plans

Individual Retirement Accounts (IRA)

Roth IRA with money on table — What is a Roth IRA?

two piggy banks on a table — Traditional vs Roth IRA

graphs on a tablet with coffee on a table — Asset Classes

Family in a sunset — IRA Beneficiary

Sand timer on a table — Roth IRA: The 5 Year Rule

Blocks that read RMD — IRA RMDs

heart drawn in the sand — Spousal Inherited IRA

multi color flowers — Non-Spousal Inherited IRA

three eggs that say "roth" "IRA" "401(k)" — Roth Conversion

blue piggy bank with calculator — Roth IRA Rollover

two hands holding a heart — Qualified Charitable Distributions

Piggy bank with a pink winter hat — Year-End IRA Contributions

IRA Calculators

Roth IRA vs. Traditional IRA

Traditional IRA

Roth IRA Conversion

RMD and Stretch IRA

Learn more at our IRA Resource Center.

Retirement Readiness

Regardless of your account type(s), periodically checking in on your account is essential. These resources will assist you on your road to retirement.

Steps, a rocket, dollar signs — The Importance of Saving Early: Video

Dart Board — Are You on Target to Hit Your Retirement Goals: Video

Retirement Planning: The Ultimate Sundae — Retirement Planning: The Ultimate Ice Cream Sundae Video

gum on red shoe — Avoid a Sticky Retirement Situation: Video

Road and van — Retirement Highway

Puzzle — Consolidating Retirement Accounts: Video

balance scale — Rebalancing Your Account: Video

coins — Dollar Cost Averaging: Video

Retirement Planning Calculators

Retirement Income

Retirement Planner

Retirement Shortfall

Required Minimum Distribution (RMD)

Beneficiary Required Minimum Distributions

How Important is Social Security?

Note: Calculators are intended for illustrative purposes only and do not serve as financial advice.