What Kind of Investor Are You?

When it comes to investing, it’s important to think about your objectives and tolerance for risk. Complete this questionnaire to help you assess what kind of investor you might be: conservative, aggressive, or somewhere in between. You’ll see sample asset allocation portfolios based on your results. Since your financial goals and objectives may change over time, complete the questionnaire often to see how changes may illustrate a new asset allocation strategy. This questionnaire is for illustrative purposes only and does not serve as investment advice.

How would you characterize the progress you’ve made accumulating sufficient assets for retirement.

I have enough assets to retire

I am on track to have enough assets to retire

I am slightly off track in having enough assets to retire

I am off track in having enough assets to retire

I am badly off track in having enough assets to retire

If you had the choice of portfolios below, which would you be most comfortable investing in?

Portfolio 1 – Best year return: 5.2%, Worst year return: - 1.1%, Average return: 2.1%

Portfolio 2 – Best year return: 9.8%, Worst year return: - 10.4%, Average return: 3.8%

Portfolio 3 – Best year return: 16.2%, Worst year return: - 17.8%, Average return: 4.9%

Portfolio 4 – Best year return: 21.2%, Worst year return: - 26.6%, Average return: 6.1%

Portfolio 5 – Best year return: 36.1%, Worst year return: - 42.1%, Average return: 7.6%

Which statement best describes your attitude about investing for your account?

Minimizing the chance for loss in my account is most important, so I am willing to accept the lower, long-term returns offered by lower risk investments.

Experiencing some short-term loss in value in an effort to achieve higher long-term returns is okay. However, I prefer that the majority of my investments be lower risk.

I am interested in a diversified portfolio which will have a balanced mix of aggressive and conservative investments.

Seeking higher, long-term returns is important to me, so I am willing to accept substantial short-term losses.

Maximizing long-term investment returns is most important, and I’m willing to accept large, and sometimes dramatic, short-term losses in value to achieve this goal.

When the stock market declines sharply over a 30 day period, I:

Become very upset about it, want to sell.

Become moderately upset about it, tempted to sell.

I don’t like it, but I usually sit tight.

I mostly ignore it.

I ignore it, since I am confident that things will bounce back later.

My outlook on the US Economy and the Stock Market is:

I am very pessimistic and nervous about it.

I am somewhat pessimistic about it.

I have mixed feelings about it.

I am somewhat optimistic about it.

While I expect it will be volatile, I am very optimistic about it.

I plan to begin withdrawing from my account in:

Less than 5 years

5 to 9 years

10 to 17 years

18 to 24 years

25 years or more

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