February 2-8, 2025
Late payments, minimum payments, credit scores. How can you stay ahead and make the best of your situation? Check out some of the following resources to get started.
- Create a Budget. By establishing a budget, you’ll identify when your bills are due and your anticipated payment. Click here for a sample budget worksheet. If you’re trying to establish a budget, a common method is the 50/30/20. Our quick take video explains this in less than one minute!
- Dig Out of Debt. If you’re trying to get out of debt, 2 common strategies are the avalanche and snowball method. Which one works best for you? Read more in our article.
- Downsize Your Debt. Getting and staying out of debt can seem challenging. This workbook provides easy strategies and useful tips on your journey.
- Know Your Credit Score. Having a good credit score helps you receive better interest rates in the future. If you’d like a quick overview of what a credit score is and why it’s important, check out this short video. If you want a deeper dive, attend Balance’s monthly webinar. Review & register here, and include BPAS as the referring organization.