What is a Workplace Retirement Plan?Benefits of a Workplace Retirement PlanImportance of Saving EarlyRetirement Plan MythsIncreasing contributionsAutomatic Contribution IncreasesPre-Tax ContributionsRoth ContributionsCatch Up ContributionsA Closer Look At VestingPause Before Taking Loans or DistributionsRetirement Plan DistributionsRequired Minimum DistributionsRMDs ConsiderationsDesignating BeneficiariesAutomatic Enrollment Workplace Retirement Plan Calculators Retirement Contribution Effects on Your Paycheck 403(b)/457/401(k) Savings 401(k) Spend It or Save It Retirement Account Contribution Accelerator Should you Borrow From a 401(k) or 403(b)? Roth 401(k) vs. Traditional 401(k) Note: Calculators are intended for illustrative purposes only and do not serve as financial advice.